While the number has greatly dropped in recent years, still a significant
amount of drivers registered in Texas are driving around without the minimum
insurance coverage that is mandatory by Texas law. In Dallas County, almost
1 out of 6 motorists is not insured. These numbers are down a lot since
two years ago (due to a database cleanup and a government program implemented
4 years ago called “TexasSure”), but they’re still alarmingly high.
Many of the uninsured drivers get insurance for their car and then cancel
it after having their vehicle inspection and license registration done.
So far the government hasn’t been able to crack down on these offenders.
It’s a worrying thought that if you get into a car accident, there’s
a good chance that an involved driver is not insured. A car crash with
an uninsured driver can bring about a lot of complications when compensation
needs to be sought from the uninsured driver.
To safeguard yourself from not being able to retrieve any compensation
if you get into such an accident, you can opt to get uninsured/underinsured
motorist coverage. This insurance can cover you in case you’re hit
by an uninsured or underinsured driver – even if you weren’t
driving a car yourself but were walking or riding a bike or were a passenger
in another car – and in case of a hit-and-run accident.
Claims in these types of cases are often complicated and most insurance
companies will try any tactic to get out of paying you the compensation
that you deserve. In order to successfully navigate the complicated process
of filing your uninsured/underinsured motorist claim, consulting an attorney
can make a big difference.
The uninsured motorist attorneys at The Kyle Law Firm can help you successfully
negotiate your claim so you get the money that you deserve and not a penny less.
Contact us today to set up a free, no-obligation consultation.