Insurance And Accident Claims FAQ

Auto insurance and accident claims are complex topics that may be confusing to Texas drivers of any age. Kyle Law Firm consists of experienced attorneys who can answer your questions. We can help you communicate with insurance companies in a way that works to your advantage.

After an accident, what should I say to the insurance companies?

You must report the collision to your insurance provider. It is helpful to cooperate with your insurance company, but do not assume that they are on your side. As a company driven to maximize profits, their interests do not align with yours. They may use anything you say to limit your claim.

If the other party's insurance provider contacts you, you should refuse to give a statement before contacting your lawyer. We can help you prepare so that you avoid admitting fault unnecessarily.

Will the accident affect my insurance policy or my rate?

Depending on the circumstances, your insurance company may raise your rate – or end your policy. Texas has specific rules regarding when and why insurance companies can cancel policies. Our law firm is ready to advocate for you if your insurance provider wrongfully cancels or changes your policy.

One accident after a clean driving record is not likely to affect your rate. Multiple infractions or accidents may label you as a high-risk driver, however, which might influence the cost of your insurance.

How do I find out how much insurance the other party has?

Some Texas drivers do not carry enough insurance to cover the full extent of damages. However, you cannot know their coverage until you file a lawsuit. Our talented trial lawyers can help you pursue a claim for full compensation.

How much insurance do I need?

Texas drivers must carry a policy that covers at least $30,000 per injured individual (up to $60,000 per accident) plus at least $25,000 for property damages. However, purchasing a policy that offers additional coverage may be wise. The costs of an accident can easily exceed these amounts.

How do I hire a lawyer?

The personal injury lawyers at Kyle Law Firm can meet with you at a free consultation. Call 830-730-4215 or message us to learn more about our services, skills and record of million-dollar case results. Based in New Braunfels, our firm does not charge you a dime unless you win.