No. Hiring a personal injury attorney does not mean that you have to file a lawsuit. More often than not, your attorney will help you reach a settlement with the offending party or their insurer. Ideally the settlement amount will recover your medical expenses and any other financial losses you may have incurred.
For instance, consider a car accident in which you were hit by a negligent driver. When you hire an attorney, he or she will work with you to outline the facts of your case and send a demand letter to the opposing party’s insurance company. The demand letter will include a description of your injuries and reasons why you and your attorney believe the accident was the opposing party’s fault. The letter will also ask for a settlement amount to cover your expenses.
The insurance company can either reject this claim outright or offer an alternative settlement. If the claim is rejected then you may need to file a lawsuit. If you’re offered an alternative settlement, however, then you’re left with the decision of whether or not to accept that settlement.
If the alternative amount is lower than your initial offer but still enough to cover your medical expenses and lost wages, you might consider accepting it. If the amount isn’t enough, however, you can either stay at the bargaining table until a suitable settlement is reached or take your case to court.
At the Kyle Law Firm we have years of experience dealing with insurance companies and recovering settlements for clients. If you need to file a claim, give us a call today to set up a free consultation with one of our attorneys.