While the number has greatly dropped in recent years, still a significant amount of drivers registered in Texas are driving around without the minimum insurance coverage that is mandatory by Texas law. In Dallas County, almost 1 out of 6 motorists is not insured. These numbers are down a lot since two years ago (due to a database cleanup and a government program implemented 4 years ago called "TexasSure"), but they're still alarmingly high.
Many of the uninsured drivers get insurance for their car and then cancel it after having their vehicle inspection and license registration done. So far the government hasn't been able to crack down on these offenders.
It's a worrying thought that if you get into a car accident, there's a good chance that an involved driver is not insured. A car crash with an uninsured driver can bring about a lot of complications when compensation needs to be sought from the uninsured driver.
To safeguard yourself from not being able to retrieve any compensation if you get into such an accident, you can opt to get uninsured/underinsured motorist coverage. This insurance can cover you in case you're hit by an uninsured or underinsured driver - even if you weren't driving a car yourself but were walking or riding a bike or were a passenger in another car - and in case of a hit-and-run accident.
Claims in these types of cases are often complicated and most insurance companies will try any tactic to get out of paying you the compensation that you deserve. In order to successfully navigate the complicated process of filing your uninsured/underinsured motorist claim, consulting an attorney can make a big difference.
The uninsured motorist attorneys at The Kyle Law Firm can help you successfully negotiate your claim so you get the money that you deserve and not a penny less. Contact us today to set up a free, no-obligation consultation.